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Equestrian insurance
Equestrian insurance
We are here to make managing your horse’s health, wellbeing and protection easier.
Work with our experienced equine insurance consultants and you’ll get insurance that puts the needs of your horse or pony first, and saves you time and energy.
What does equestrian insurance cover?
Our equestrian insurance packages can be used for show jumpers, dressage horses, hacking and eventers, pony club horses and pleasure riding mounts. Hunting and endurance racing packages also available on application. For those that have numerous horses, we can offer stable discounts.
We’ll look after your mares, foals, geldings or stallions. We have cover available for horses aged from 30 days up to and including 13 years of age. Specialised cover can also be arranged for horses over 14 years of age on application.
SOLUTIONS AND OPTIONS FOR EQUINE COVER
Basic mortality cover
- Risks of mortality cover includes death by accident, sickness or disease
- Theft: limited cover for theft as per policy wording.
- Insurance cover within Australasia including transits within and between New Zealand and Australia. These limits can be extended to include other countries on application.
All risks of mortality – 2 star equestrian package
- Designed for horses aged between 6 months and 14 years with a value of $10,000 and above.
- Covers death by accident, sickness or disease
- Theft: limited cover for theft as per policy wording.
- Major medical vet fees up to $5000 or 50% of sum insuredInsurance cover within Australasia including transits within and between New Zealand and Australia.
- These limits can be extended to include other countries on application.
In the event of a major medical fees claim, Crombie Lockwood's Bloodstock division must be notified immediately that a possible claim under this extension is going to be lodged. You have 60 days after the treatment is completed for the claim to be lodged.
Loss of use equestrian insurance
Loss of use insurance protects you against the risk of an accident, injury, disease or illness that renders your horse permanently incapable of fulfilling its function or use. We cover horses aged between 4 years and 14 years of age. Each plan differs slightly, so contact us to discuss what’s best for you and your horse.
Foetus insurance for unborn foal
We can provide Foetus insurance for the unborn foal from 42 days after last service date to 30 days after birth. This also includes cover for embryo transfers.
Prospective foal Insurance provides coverage in the event of:
- The mare losing the pregnancy
- The foal being born dead
- The foal is born live but fails to survive the period to the expiry date of the policy
- The foal not reaching term due to death of the mare.
Documentation requirements:
- Bloodstock proposal and health declaration
- Vet certificate confirming the mare is pregnant on or after inception date. The certificate must also confirm that the mare is in good health, provide 3 scan dates and state that there are no obvious reasons why she would not carry the foetus full term. Confirmation that there is a singleton foetus is also required.
Foal insurance
Foals can be insured from 24 hours of age and up to 89 days, provided acceptable health declarations are made available.
Documentation requirements:
- Bloodstock proposal and health declaration
- Vet certificate and lgC test.
Working together to protect what matters
Our specialist brokers work with you to find the right insurance solution.