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Standardbred insurance
Standardbred insurance cover
Our specialist bloodstock insurance specialists know how to help when it comes to insuring your harness racers. With years of experience and a passion for the equine industry, they offer support and advice that goes beyond a standard insurance policy.
Crombie Lockwood have proudly supported the standardbred industry for over 20 years. We can provide the right policy for both your racehorses and breeding stock. For those that have numerous horses, we can offer stable discounts.
What does standardbred insurance cover?
We’ll look after your broodmares, foals, racehorses, stallions or yearlings. We provide insurance for your trotters and pacers from when they start out training for the track until their retirement. We have cover available for horses aged from 30 days up to and including 13 years of age. Specialised cover can also be arranged for horses over 14 years of age on application.
Contact us for a quote and to learn more about the options.
SOLUTIONS AND OPTIONS FOR STANDARDBRED COVER:
Basic mortality cover
- Risks of mortality cover includes death by accident, sickness or disease and also euthanasia on humane grounds.
- Major medical fees: these are included with a limit of up to $10,000, or 50% of the sum insured, whichever is the lesser.
- Theft: limited cover for theft as per policy wording.
- Insurance cover within Australasia including transits within and between New Zealand and Australia. These limits can be extended to include other countries on application.
Foetus insurance
We can provide foetus Insurance for the unborn foal from 42 days after last service date to 30 days after birth. This also includes cover for embryo transfers.
Foal insurance
Foals can be insured from 24 hours of age and up to 89 days, provided acceptable health declarations are made available.
Documentation requirements:
- Bloodstock proposal and health declaration (PDF, 141KB)
- Vet certificate and lgC test.
Stallion insurance
We provide permanent disability cover for accident, sickness or disease. If your stallion becomes totally and permanently infertile due to an accident, sickness or disease, you will be indemnified 100% for the sum insured, providing the sum insured reflects the fair market value at the time of loss.
Extensions available on application
- Agreed value
- Automatic additions and deletions
- Colic surgery endorsement
- 12 Month extension clause
- Annual aggregate deductible clause - for those that have numerous horses to insure
- Stable discounts available – based on the total sum insured held with Crombie Lockwood Bloodstock.
Working together to protect what matters
Our specialist brokers work with you to find the right insurance solution.
Our extensive range of bloodstock and equine insurance means we understand your risks and will be able to get you the right insurance. Due to our long association with the racing industry, we know how to package services to ensure we can meet the needs of any size farm, stud or racing stable. Contact the team today.