Bloodstock Insurance Specialist

Our Services

Everything you need to know about Thoroughbred Insurance...

We have cover available for horses aged from 30 days up to and including 13 years of age.  Cover can also be arranged on horses 14 years of age and over on application. A vet certificate will be required if your horse is 14 years of age or over.

Stable discounts (10% or 15%) available for those owners / breeders with multiple risks to insure based to total sum insured. 

Bloodstock quote

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Basic Mortality Cover

Risks of Mortality

Death by accident, sickness or disease also including limited theft.

Geographical Limits

Geographical limits are within Australasia and transits within and between New Zealand and Australia. These limits can be extended to include other countries on application and agreement by the Underwriter.

Extensions Available on Application

  • Agreed Value
  • Automatic Additions and Deletions
  • Colic Surgery Endorsement
  • 12 Month Extension Clause
  • Annual Aggregate Deductible Clause (for those that have numerous horses to insure).

Fall Of Hammer Cover – Cover can be arranged from the fall of hammer at auctions worldwide by pre-arranging with Crombie Lockwood Bloodstock. Contact or

Foetus Insurance

Provides cover for the unborn foal from 42 days after last service date to 30 days after birth. A specific proposal form 'Bloodstock Proposal & Health Declaration' is required together with a veterinary certificate confirming the mare is pregnant on or after inception date. The certificate must also confirm that the mare is in good health, provide 3 scan dates and state that there are no obvious reasons why she would not carry the foetus full term. Confirmation that there is a singleton foetus is also required.

Foal Insurance

Foals can be insured from 24 hours of age with acceptable vet certificate and lgC test.  Cover for foals aged 30 days and up to 89 days, can be insured with acceptable health declaration as long as the sum insured does not exceed $99,999 NZD. Please complete the Bloodstock Proposal & Health Declaration.

Stallion Permanent Disability by Accident, Sickness or Disease

If the stallion becomes totally and permanently infertile due to an accident, sickness or disease, you will be indemnified 100% for the sum insured under the mortality cover in place, providing the sum insured reflects the fair market value at the time of loss. This cover can only be given on receipt of an acceptable veterinary certificate which makes specific reference to the genitalia and is an extension added to an annual Risks of Mortality policy. Congenital Infertility Cover for first season sires against infertility due to congenital reasons and not a result of accident sickness or disease. A specific proposal form Bloodstock Proposal & Health Declaration is required for this cover.

Congenital Infertility

Cover for first season sires against infertility due to congenital reasons and not a result of accident sickness or disease. A Stallion First Season Infertility Proposal form is required for this cover.  

For further details please contact: or or make an enquiry and we'll contact you.